Loan

Will todays 3/4 rate cut affect the mortgage rate?

I know the rates are somewhat tied together (but not exactly) how will the 3/4 rate cut today a) affect the mortage rate (if any), b) how long would it take (if it does) and c) what would the mortage rate roughly go down to?

The rate cut will affect the prime rate on roughly a 1:1 basis. A change in the prime rate will affect the mortgage interest rate on many Adjustable Rate Mortgages as they reset.

For specifics on your mortgage you will have to read the fine print on the mortgage itself. Look for how your mortgage interest is linked to the prime rate and what the next reset date is.

Seattle / Bellevue Real Estate Mortgage Rate Watch 6/8/11

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