Loan

Another Maths Question?

Please, really need some help on this,

Interest for a car loan of £ 3000 is 15% Per Anum. How much will the monthly repayment be if both loan and interest are to be piad in 24 months:

The Answer is £165.31

Please again,could somebody give me a step by step explannation on how to arrive at that asnwer without a calculator.

Thanks again.
Looks really time consuming and difficult without a calculator, any further advice

Thanks

soo you have a loan of £ 3000 and the interest per year is 15%

for the first year of interest you would do 3000*.15= £ 450
so you add this interest to the whole loan £ 3450
on the second year you have the same interest .15
so you have the loan plus the interest of the first year £ 3450 *.15 =517.5
you add this amount to the first year interest plus load £ 3450+517.5 =3967.5
and you are planning to pay in 24 months, so you divide 3967.5 by 24 which leads to your answer of £165.31

you really dont need a calculator. if you know what 10% of 3000 is ….. (300) then you also know what 5% of 3000 is by dividing the amount of 10% by 2 (150) add them up to get 15% (450) same thing for the next step… the hardest thing you get to do is the last part, but should be hard if u know how to divide by using just paper and a pencil.

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